Chapter 7 Bankruptcy
Oakland Chapter 7 Bankruptcy Lawyer Eliminate Your Unsecured Debt More than a 100,000 people file bankruptcy each year in California alone.
Chapter 13 Bankruptcy
Oakland Chapter 13 Bankruptcy Attorney When A Chapter 13 May Be Right For You Melanie Tavare has years of experience as a chapter 13 bankru
Oakland Foreclosure Attorney Bankruptcy Attorney Melanie Tavare realizes that the prospect of losing a home to foreclosure can be overwhelm
Lawsuits, Collections, and Creditor Harassment
Being in debt is stressful, even without dealing with phone calls and letters from angry creditors. Constantly dealing with creditors can c
Bankruptcy and Taxes
Oakland Tax Debt Attorney Eliminate Your Tax Debt In Bankruptcy As anyone who owes taxes to the IRS or Franchise Tax Board knows, both thes
Oakland Bankruptcy Attorney
At the Law Offices of Melanie Tavare we know the financial stress and pressure you are under, but more importantly we know how to help .
There is a lot of misinformation about Bankruptcy and you may believe that filing Bankruptcy cannot benefit you or is something to avoid at all costs. The truth is Bankruptcy protection is a powerful tool to help wipe out your debt, rebuild your credit, and get you back on your feet for a better financial future.The Bay Area offices of Melanie Tavare will show you how Bankruptcy can be one of the most important financial tools available to you as a consumer or small business owner.
Bankruptcy protection provides a powerful defense from the daily harassment of debt collectors and can also help: wipe out your debt, rebuild your credit, and get you back on your feet for a better financial future.The Bay Area offices of Melanie Tavare will show you how Bankruptcy can be one of the most important financial tools available to you as a consumer or small business owner.Bankruptcy protection provides a powerful defense from the daily harassment of debt collectors and can also help:
Whatever got you to this point, whether it is the loss of a job, the threat of a foreclosure , or simply not being able to make ends meet in these hard economic times, you must remember you are not alone. Each year, over a million people file for bankruptcy in the united states alone. These people were once in your shoes but made a decision to end the stress and constant worry and help themselves start a new life. At the Law Offices of Melanie Tavare we will provide you with all the information you need to make this decision for yourself.
One of the most unique and perhaps most important features of the bankruptcy process is the automatic stay. The automatic stay, in section
In 1968, Congress passed the Truth in Lending Act, or TILA, which was the first major Congressional venture regulating consumer credit. “
Creditors that hold debts secured by depreciating personal property, such loans secured by cars and boats, are entitled to receive “adequ
“I am writing this to inform you that Melanie Tavare is a great bankruptcy attorney. She is excellent with clients and very informative and thorough.
As she has been my personal attorney in the past I would recommend her services to anyone that is leaning towards filing bankruptcy. She is family oriented, patient and understanding to situations that you are going through. She is very “matter of fact” and knows the business. I would give her complete clearance in dealing and resolving bankruptcy matters. Melanie’s services are in great appreciation from me and my family.”
“Melanie Tavare is incredibly friendly and has a gift when it comes to calming people down who are in crisis. She is knowledgeable about the bankruptcy process and also provides alternative options and fully discloses all of them before deciding to file. She is very professional but also very down to earth and real. She also has an understanding personality that makes you feel comfortable and most importantly has a great sense of humor. I would highly recommend her to anyone seeking to file bankruptcy.”
“In 2010, my husband & I made the difficult decision to file for bankruptcy. We were referred to Melanie Tavare. She was professional, but also understanding to our situation. She went over all the options and helps us pick the one that was best for us ~ we were able to keep our house and car. She made it quick and easy to file and was with us for every step. Our bankruptcy was discharged less than 4 months later. She answered all our questions and re-assured us that everything would be ok, bankruptcy wasn’t the end of the world.
3 years later, we still own our house and we were able to purchase 2 brand new cars. We are slowly re-building our credit. Our second mortgage was recently discharged and I called Melanie to ask what was going on. She called me back right away and was able to answer all my questions.
Melanie was great to work with during this entire process and it’s nice to know that I can still come to her, years later, with questions. I would refer Melanie to anyone that is thinking of filing for bankruptcy.”
James & June S
“If you make the difficult decision to file for bankruptcy, it is important that you find a lawyer who is not only knowledgeable but also responsive to the many questions you will have. When I went to my first consultation with Melanie I had already hired a lawyer. My first lawyer never seemed to be able to answer my questions without having to do some research. I was always waiting for him to get back to me. Since this was such a big decision, I thought it would be a good idea to talk with someone else. The experience with Melanie was night and day. Melanie patiently listened to my situation and walked me through the whole process. After the first consultation, I walked away with all of my questions answered and a great feeling of relief. I switched my representation to Melanie immediately. Once she was officially my lawyer she was always available to answer any of my questions that came up along the way. Needless to say, Melanie got me through the process and I am so happy that I had her represent me.”
Castro Valley, CA
“Thank you so much for being such an awesome attorney. You have changed my preconceptions about lawyers in a positive way.”